Thursday, September 10, 2009

COIN GRADING - COIN CERTIFICATION HOLDERS

A new professional coin grading holder is now available for use by anyone who wants to do their own coin grading. The holder is the same size as the NGC and PCGS holder and is a much better quality. The best part is the new holder is designed to seal without any special tools. Contact Charles Milder at thinkgold@gmail.com for more information.

Saturday, September 5, 2009

COIN GRADING - COIN CERTIFICATION HOLDERS

Coin Grading, if you send your coins to one of the large corrupt coin grading companies you will get ripped off. The large coin grading companies grade coins higher for their big customers. It cost you $30.00 or more to get a coin graded. If you have a coin that you think is worth more than $1,000.00 then you might consider it. Don’t be a sucker. You can grade your own coins by using the professional coin certification holder available at www.coinholderman.com. You will have less than $3.00 into the cost and you can control the grade.

Friday, September 4, 2009

NAC Grading NASC Grading

NAC Grading NASC Grading use professional coin certification holders supplied by www.coinholderman.com these quality coin certification holders are available to anyone. Contact me at thinkgold@gmail.com

Coin Certification Holders

I sell a product that is the only product of its kind in the entire world. You can take this product and earn over $500.00 every day selling on eBay. The product costs $3.00. Go to www.coinholderman.com or contact me at thinkgold@gmail.com

There is no sign-up required and no fees to pay. All the information is free.

Wednesday, September 2, 2009

Coin Grading Holders

The large grading companies have a strangle hold on the coin grading business. The main thing they have is their holder and the cost to produce a coin certification holder is over $50,000.00. That fact limits people from starting their own coin grading company.

New on the market, a professional coin certification holder that anyone can use and the holders seals better than a sonic weld without any tools needed. The size of the holder is the same size as the NGC and PCGS holders.

Check the new holder out at: www.coinholderman.com or email me for more information at thinkgold@gmail.com

Monday, August 10, 2009

Sunday, August 2, 2009

Coin Grading For Idiots

I see people pay stupid prices for common coins all the time. Don’t be a sucker, common coins are common coins. A 1999 PCGS silver proof Georgia quarter sold on eBay for $622.00. The buyer will never get their money out of the act.

The 2009 Lincoln Cents are hot and some people sell the set graded by NGC or PCGS for over $1,000.00. The buyers are nuts.

I sell the world only professional coin certification holder at www.coinholderman.com.

You can grade your own coins for less than two bucks each. Check out the site.

Saturday, August 1, 2009

EBAY sued over Coin Grading Policy

EBAY sued over Coin Grading Policy

Read the story at www.coinholderman.com

Charles Milder

Charles Milder

On Monday, August 3, 2009 I am going to have a triple heart bypass. Only the good die young so I should live forever!

Be apart of a billion dollar industry working from your home.

Be apart of a billion dollar industry working from your home. You can easily earn $500.00 per day. Coin collecting or numismatics is probably one of the most popular hobbies in the world and also one of the oldest. Many individuals at some point in time have collected coins. We will show you how to enter this money making field and earn as you learn. Coins have often been regarded as 'mirrors of history'. Other than the monetary value and worth of antique coins, they also possess historical value. Coins belonging to different ages have different stories to tell of empires and emperors. We show you how to sell coins on the auction sites with almost no investment needed. You can get started selling your first item for less than $5.00.

Go to our free site at www.coinholderman.com and see how easy it is.

Click here: www.coinholderman.com

Coin Grading

A new professional coin certification holder is on the market at:

www.coinholderman.com

Sunday, May 10, 2009

DESITARATA

Go placidly amid the noise and the haste, and remember what peace there may be in silence.
As far as possible, without surrender, be on good terms with all persons. Speak your truth quietly and clearly; and listen to others, even to the dull and the ignorant; they too have their story. Avoid loud and aggressive persons; they are vexatious to the spirit.

If you compare yourself with others, you may become vain or bitter, for always there will be greater and lesser persons than yourself. Enjoy your achievements as well as your plans. Keep interested in your own career, however humble; it is a real possession in the changing fortunes of time.

Exercise caution in your business affairs, for the world is full of trickery. But let this not blind you to what virtue there is; many persons strive for high ideals, and everywhere life is full of heroism. Be yourself. Especially do not feign affection. Neither be cynical about love, for in the face of all aridity and disenchantment, it is as perennial as the grass.

Take kindly the counsel of the years, gracefully surrendering the things of youth. Nurture strength of spirit to shield you in sudden misfortune. But do not distress yourself with dark imaginings. Many fears are born of fatigue and loneliness.

Beyond a wholesome discipline, be gentle with yourself. You are a child of the universe no less than the trees and the stars; you have a right to be here. And whether or not it is clear to you, no doubt the universe is unfolding as it should.

Therefore be at peace with God, whatever you conceive Him to be. And whatever your labors and aspirations, in the noisy confusion of life, keep peace in your soul.

With all its sham, drudgery, and broken dreams, it is still a beautiful world.

Be cheerful. Strive to be happy.

Monday, April 20, 2009

FREE NINJA TRADER SOFTWARE

FREE NINJA TRADER SOFTWARE
http://www.ninjatrader.com/webnew/download_trading_software.htm
You can get Ninja Trader free by clicking above.

Learn how to earn $500.00 per day from home:
www.coinholderman.com

Be apart of a billion dollar industry working from your home.

Be apart of a billion dollar industry working from your home. You can easily earn $500.00 per day. Coin collecting or numismatics is probably one of the most popular hobbies in the world and also one of the oldest. Many individuals at some point in time have collected coins. We will show you how to enter this money making field and earn as you learn. Coins have often been regarded as 'mirrors of history'. Other than the monetary value and worth of antique coins, they also possess historical value. Coins belonging to different ages have different stories to tell of empires and emperors. We show you how to sell coins on the auction sites with almost no investment needed. You can get started selling your first item for less than $5.00. Go to our free site at www.coinholderman.com and see how easy it is.

Click here: www.coinholderman.com

Sunday, April 19, 2009

START EARNING $500 PER DAY FROM HOME

START EARNING $500.00 PER DAY FROM HOME SELLING AN EXCLUSIVE PRODUCT ON EBAY - FREE INFORMATION ON HOW TO START YOUR BUSINESS FOR LESS THAN $5.00 - READ ON!

Coin Grading is subjective. It has been proven many times in the past that the same exact coin was submitted to a top notch grading company and then once it was returned it was submitted to the same grading company several more times. Each time the coin came back with different grades. There have been additional tests with sending the same coin to different grading companies and getting very different results. The simple truth of the matter is coin grading is an opinion and not a science.

Who is the ANA? They can be found at www.money.org The ANA is not a law enforcement agency.

The mission of the ANA the American Numismatic Association is a nonprofit educational organization dedicated to educating and encouraging people to study and collect money and related items. With nearly 33,000 members, the Association serves the academic community, collectors and the general public with an interest in numismatics.

The ANA helps all people discover and explore the world of money through its vast array of programs including its education and outreach, museum, library, publications, conventions and seminars.

In short the ANA is a company with a Federal Charter to promote the good of coin collecting and to provide standards that it adopts for its members. If a person chooses to be a member of the ANA then they must agree to the standards of the ANA. If a person chooses not to be a member of the ANA then they are not required to follow its standards.

If you are going to grade coins then you may decide if you want to be a member of the ANA or if you prefer just to not be a member of the ANA. In my opinion the ANA is in disarray, they have lawsuits pending against each other and their directors. The ANA could be a lot better than what they are but politics and greed along with petty jealousies has caused the organization a great deal of problems.

Another factor in deciding if you want to join the ANA is how the business works today. Before the popularity of the internet most coins were sold by small coin stores located in most towns across the US. Today that is no longer true. The vast majority of coins are sold on the internet. The majority of small coins stores have gone out of business.

If you are going to sell coins to earn money then in my opinion you want to have a presence on the internet. Your presence should be through a web site and also on the different auction companies such as eBay.

Let’s explore the type of coins you are likely to sell. You are going to be involved with coins that retail for an average of less than $200.00. There is no way you are going to be selling million dollar coins to people around the world. There are only a few companies that perform those services and their companies are worth hundreds of millions of dollars.

Who started coin grading?

Actually the ANA started coin grading and then sold the service and it has been sold over again. Ten years ago there were three major grading companies. The amount of grading companies is on the rise. Anyone has the right to be a grading company. There are no laws that a person must grade to a certain standard and there is no license required to be a coin grading company.
Why would a person want to start a coin grading company?

In a capitalistic society most companies rise and fall under the law of supply and demand. There are billions of dollars of graded coins sold in the world every year. You can easily become a coin grader and get a share of that market. You can get started for less than fifty dollars and have the potential to have millions of dollars in sales each year with little effort.

If this is so easy then explain why many more people have not started a coin grading business?
That is easy to explain and that is where I came into the picture to resolve the problem for you. Professional coin grading companies put their coins into a specially designed professional coin holder and that coin holder and design has to be complete by the injection mold process, it cots as much as one hundred thousand dollars to get a coin holder designed and produced. My company has developed a professional coin certification holder that people can use and the holder is better than the holders used by the top grading companies today. The holders cost between $1.50 and $2.99.

The major problem has been resolved and you can get a sample kit for $5.00 that will explain it all to you.

How would I know what to do and how to get started? I know very little about the coin business?

I have solved that problem for you also. I am retired and I have a business of selling my coin holders. I understand it is new to the people starting a coin grading business. I work very closely with people who buy my holders. I teach them every facet of the business. The service is free; once you are all setup then I have a client for life.

How do I get started?

Just send me an email that you would like to get started in the business or at least look into the possibility of getting started in the business. I will send you a starter kit with all the instructions on how to get started.

thinkgold@gmail.com

Saturday, April 18, 2009

FRINDSHIP

FRINDSHIP

The most basic and powerful way to connect to another person is to listen. Just listen. Perhaps the most important thing we ever give each other is our attention…. A loving silence often has far more power to heal and to connect than the most well-intentioned words.

Contact me at www.coinholderman.com

ADVICE TO PRESIDENT OBAMA

It is easy to fix the shortfall in social security and you can bet the house that President Obama will do exactly what I suggested; remove the income cap on social security tax. Right now an employee pays social security taxes on the first $106,000.00 of income and his company has to match the payment.

President Obama will remove the cap so that an employee and his company will pay the tax for the full amount of earnings. Seniors will receive badly needed increases in their social security payments.

One measurement of a society is how they treat their seniors.

Contact me at www.coinholderman.com

LAWYER JOKES

LAWYER JOKES

1. The Post Office just recalled their latest stamps. They weren't working ... They had pictures of lawyers on them, and people couldn't figure out which side to spit on.

2. How can a pregnant woman tell that she's carrying a future lawyer? She has an uncontrollable craving for baloney.

3. How does an attorney sleep? First he lies on one side, and then he lies on the other.

4. How many lawyer jokes are there? Only three, the rest are true stories.

5. How many lawyers does it take to change a light bulb? How many can you afford?

6. How many lawyers does it take to screw in a light bulb? It takes three, one to climb the ladder, one to shake it, and one to sue the ladder company.

7. If a lawyer and an IRS agent were both drowning, and you could save only one of them would you (A)-go to lunch or (B)-read the newspaper?

8. What did the lawyer name his daughter? Sue.

9. What do you call 25 skydiving lawyers? They are Skeet for Skeet shooting.

10. What do you call a lawyer who has gone badly? You call him Senator.

11. What do you call a lawyer with an IQ of 50? Your honor.

12. What do you throw to a drowning lawyer? His partners.

13. What does a lawyer use for birth control? His personality.

14. What happens when you cross a pig with a lawyer? Don't know. (There are some things a pig just won't do.)

15. What's the difference between a lawyer and a vulture? The lawyer gets frequent flyer miles.

16. What's another difference between a lawyer and a vulture? Removable wing tips.

17. Why does NY have the most lawyers in the country, while New Jersey has the most toxic waste sites? New Jersey got first choice.

Do not STEAL.......... The government hates competition.

I dreamed A dream- Lyrics

I Dreamed A Dream - Lyrics
I Dreamed A Dream

There was a time when men were kind
When their voices were soft And their words inviting
There was a time when love was blind
And the world was a song
And the song was exciting
There was a time
Then it all went wrong
I dreamed a dream in times gone by
When hope was high
And life worth living
I dreamed that love would never die
I dreamed that God would be forgiving
Then I was young and unafraid
And dreams were made and used and wasted
There was no ransom to be paid
No song unsung
No wine un-tasted
But the tigers come at night
With their voices soft as thunder
As they tear your hope apart
And they turn your dream to shame
He slept a summer by my side
He filled my days with endless wonder
He took my childhood in his stride
But he was gone when autumn came
And still I dream he'll come to me
That we'll live the years together
But there are dreams that cannot be
And there are storms we cannot weather
I had a dream my life would be
So much different from this hell I'm living
So different now from what it seemed
Now life has killed
The dream I dreamed.

Wednesday, April 15, 2009

KEYS TO INVESTING

Jim Cramer said it's not enough to know which parts of the market are working or which stocks are buys and which ones are sells. The key to successful investing, Cramer said, is to know thyself.
Far too many people invest like gamblers, said Cramer, and not even good gamblers. "Investing isn't a game and it's not random," he said.
Investors need a plan and they need to stick to it. Understanding what you're doing and why is the key. Understanding your own weaknesses and removing emotion from the equation are also crucial, but very hard, skills to master, said Cramer.
Cramer recommended investors be honest about why they're buying certain stocks. Only by having a good understanding of why you think a stock will go up, will you then know when it's time to sell, he said. "Never turn a trade into an investment," he reminded viewers.
"Be honest about your expectations, clear about your plan, and willing to abandon ship the moment those expectations are not met," said Cramer, "then you'll make yourself a lot of money."

THE MOST IMPORTANT BOOK EVER WRITTEN

The most important book ever written is on this Blog; look down the page a little ways for the book. It will take you five minuets to read and it will change your life. It is a little book called: As A Man Thinketh by James Allen

Tuesday, April 14, 2009

COIN GRADING IS AN EASY MONEY PRODUCING BUSINESS

COIN GRADING IS AN EASY MONEY PRODUCING BUSINESS

In life you always want to be honest and obey all the laws. In coin grading there are no laws that require a person to grade coins to a specific standard. There is the ANA American Numismatics Association that has some guidelines as to how to grade coins. However, the ANA is not any thing other than a profit making company like any other corporation. They have no power to require anyone to use there standards. They are a private profit motivated Corporation. As a matter of fact most all grading companies grade to their own standards.

I strongly suggest that a person getting into coin grading business place a note on their holders that the coins are graded to their own standards. The main reason for this is no one can challenge you that the coin was not graded correctly. The biggest problem with coin grading is it is an opinion and not a scientific process. It is like judging a beautiful woman, you like one look and I like something completely different. My ten may be a two for you.

The other major problem in coin grading is that the coins business for many years was controlled by the Good Old Boy Network of coin dealers. ANACS (http://www.anacs.com/contentPages/History.aspx?AspxAutoDetectCookieSupport=1) was the first to grade coins in 1972. They had the market to themselves. Then NGC and PCGS came along to compete with ANACS. These three companies had a strangle hold on the coin grading market for many years.

As in all free market societies others began to enter the coin grading market, but it was difficult because the professional coin holder had to be produced by an injection molding process that was very expensive.

Today you have at least twenty different coin grading companies. That is a small amount compared to the billions of dollars earned in coin sales each year. The market is wide open for more companies large or small to enter the market. Here is the problem, if you want to open a coin grading business or grade your own coins to sell you need a professional coin holder that will seal the coin inside and have the capacity to have a label placed on the holder. As I mention before the process is very expensive to have made, perhaps as much as $50,000.00 plus the design.

My company has solved that problem by developing the worlds first professional coin certification holder that an individual can purchase for very little dollars. In addition the professional coin holders are designed to be sealed better than a sonic weld used by the large grading companies and with no equipment needed.

If you want to be successful in business you need to try to set yourself apart from all the rest. If you are looking for an easy business you can run from your home with an investment of less than fifty dollars to get started then the coin grading business is for you.

There are no licenses required to be a professional coin grader. Coin grading is simply an opinion of a condition of a coin. Everyone is entitled to their opinion. If you want to be an Attorney you need a license. If you want to be a Professional Coin Grader, then you are; it is that simple.

If you are looking for more information you can contact Charles Milder at his web site www.coinholderman.com for more details.

Sunday, April 12, 2009

WORK FROM HOME AND EARN BIG

WORK FROM HOME AND EARN BIG

Click on my free web site and find out how you can start a business with less than $5.00 selling over a million dollars a year on eBay. I give you the unique product to sell that is guaranteed to sell every time it is listed.

CLICK HERE

Friday, April 10, 2009

ALL - STATE DEPARTMENT OF CORRECTIONS

All State Department of Corrections Official Web Sites for state prisoners

Go to the list of state department of corrections web sites and look state by state for Inmate locator information.

Everything you need to know. Click here.

FEDERAL BUREAU OF PRISONS – WEB SITE

FEDERAL BUREAU OF PRISONS – WEB SITE WEB SITE CLICK HERE

OFFICIAL HUD REVERSE MORTGAGE SITE

This is the official web site on the new HUD program called a "reverse Mortgage" which allows people over 62 years of age to borrow on the equity of their homes and never make payments. To find out more click below:

OFFICIAL HUD REVERSE MORTGAGE SITE

OFFICIAL GOVERNMENT SITES

ALL OFFICIAL GOVERNMENT SITES

A-Z LIST OF ALL GOVERNMENT SITES

A-Z Index of U.S. Government Departments and Agencies


AUCTIONS

GOVERNMENT AUCTIONS

MORE GOVERNMENT AUCTIONS

SEIZED PROPERTY AUCTIONS US TREASURY

HUD HOMES FOR SALE

VERTRANS ADMINISTRATION- HOMES FOR SALE

FANNIEMAE-HOMES FOR SALE

FREDDIE MAC-HOMES FOR SALE

LITTLE KNOWN – USDA PROPERTIES FOR SALE

USDA FARMES FOR SALE


FREE ANNUAL CREDIT REPORT-
OFFICIAL GOVERNMENT SITE

FREE ANNUAL CREDIT REPORT-FEDERAL TRADE COMMISSION SITE


DEPARTMENT OF THE TREASURY

DEPARTMENT OF THE TREASURY

IRS TAX FORMS

FREE IRS TAX FILING ON LINE

SEIZED PROPERTY AUCTIONS US TREASURY


US DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

HUD HOMES FOR SALE


SOCIAL SECURITY ADMINISTRATION


SOCIAL SECURITY DISABILITY


LIST OF ALL COUNTIES BY STATE

GOVERNMENT GRANTS-OFFICIAL SITE



LIST OF ALL OFFICIAL STATE WEB SITES
(CLICK ON THE STATE BELOW)

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming


LIST OF ALL COUNTIES BY STATE

List of all Counties by State


USDA RURAL DEVELOPMENT OFFICIAL SITE

USDA CLICK HERE


UN-OFFICIAL SITES - FREE INFORMATION



FREE LEGAL FORMS

OVER 2000 FREE LEGAL FORMS

Many more sites will be listed shortly

Be sure to view all of our posting. The posting are all here for your benefit.

May the good Lord bless you and yours.

Charles E. and Cathy A. Milder
As A Man Thinketh by James Allen

Chapter One
Thought and Character

The aphorism, "As a man thinketh in his heart so is he," not only embraces the whole of a man's being, but is so comprehensive as to reach out to every condition and circumstance of his life. A man is literally what he thinks, his character being the complete sum of all his thoughts.
As the plant springs from, and could not be without, the seed, so every act of a man springs from the hidden seeds of thought, and could not have appeared without them. This applies equally to those acts called "spontaneous" and "unpremeditated" as to those which are deliberately executed.

Act is the blossom of thought, and joy and suffering are its fruits; thus does a man garner in the sweet and bitter fruitage of his own husbandry.

Thought in the mind hath made us. What we are By thought we wrought and built. If a man's mind Hath evil thoughts, pain comes on him as comes The wheel the ox behind . . . If one endure in purityof thought joy follows him as his own shadow - sure.

Man is a growth by law, and not a creation by artifice, and cause and effect is as absolute and undeviating in the hidden realm of thought as in the world of visible and material things. A noble and Godlike character is not a thing of favor or chance, but is the natural result of continued effort in right thinking, the effect of long-cherished association with Godlike thoughts. An ignoble and bestial character, by the same process, is the result of the continued harboring of groveling thoughts.

Man is made or unmade by himself; in the armory of thought he forges the weapons by which he destroys himself. He also fashions the tools with which he builds for himself heavenly mansions of joy and strength and peace. By the right choice and true application of thought, man ascends to the Divine Perfection; by the abuse and wrong application of thought, he descends below the level of the beast. Between these two extremes are all the grades of character and man is their maker and master.

Of all the beautiful truths pertaining to the soul which have been restored and brought to light in this age, none is more gladdening or fruitful of divine promise and confidence than this - that man is the master of thought, the molder of character, and maker and shaper of condition, environment, and destiny.

As a being of Power, Intelligence, and Love, and the lord of his own thoughts, man holds the key to every situation, and contains within himself that transforming and regenerative agency by which he may make himself what he wills.

Man is always the master, even in his weakest and most abandoned state; but in his weakness and degradation he is the foolish master who misgoverns his "household." When he begins to reflect upon his condition, and to search diligently for the Law upon which his being is established, he then becomes the wise master, directing his energies with intelligence, and fashioning his thoughts to fruitful issues. Such is the conscious master, and man can only thus become by discovering within himself the laws of thought; which discovery is totally a matter of application, self-analysis, and experience.

Only by much searching and mining are gold and diamonds obtained, and man can find every truth connected with his being if he will dig deep into the mine of his soul. And that he is the maker of his character, the molder of his life, and the builder of his destiny, he may unerringly prove: if he will watch, control, and alter his thoughts, tracing their effects upon himself, upon others, and upon his life and circumstances; if he will link cause and effect by patient practice and investigation, utilizing his every experience, even to the most trivial, as a means of obtaining that knowledge of himself. In this direction, as in no other, is the law absolute that "He that seeketh findeth; and to him that knocketh it shall be opened"; for only by patience, practice, and ceaseless importunity can a man enter the Door of the Temple of Knowledge.


Chapter Two
Effect of Thought on Circumstances

A man's mind may be likened to a garden, which may be intelligently cultivated or allowed to run wild; but whether cultivated or neglected, it must, and will, bring forth. If no useful seeds are put into it, then an abundance of useless weed seeds will fall therein, and will continue to produce their kind.

Just as a gardener cultivates his plot, keeping it free from weeds, and growing the flowers and fruits which he requires, so may a man tend the garden of his mind, weeding out all the wrong, useless, and impure thoughts, and cultivating toward perfection the flowers and fruits of right, useful, and pure thoughts, By pursuing this process, a man sooner or later discovers that he is the master gardener of his soul, the director of his life. He also reveals, within himself, the laws of thought, and understands with ever-increasing accuracy, how the thought forces and mind elements operate in the shaping of his character, circumstances, and destiny.

Thought and character are one, and as character can only manifest and discover itself through environment and circumstance, the outer conditions of a person's life will always be found to be harmoniously related to his inner state. This does not mean that a man's circumstances at any given time are an indication of his entire character, but that those circumstances are so intimately connected with some vital thought element within himself that, for the time being, they are indispensable to his development.

Every man is where he is by the law of his being. The thoughts which he has built into his character have brought him there, and in the arrangement of his life there is no element of chance, but all is the result of a law which cannot err. This is just as true of those who feel "out of harmony" with their surroundings as of those who are contented with them.

As the progressive and evolving being, man is where he is that he may learn that he may grow; and as he learns the spiritual lesson which any circumstance contains for him, it passes away and gives place to other circumstances.

Man is buffeted by circumstances so long as he believes himself to be the creature of outside conditions. But when he realizes that he may command the hidden soil and seeds of his being out of which circumstances grow, he then becomes the rightful master of himself.

That circumstances grow out of thought every man knows who has for any length of time practiced self-control and self-purification, for he will have noticed that the alteration in his circumstances has been in exact ratio with his altered mental condition. So true is this that when a man earnestly applies himself to remedy the defects in his character, and makes swift and marked progress, he passes rapidly through a succession of vicissitudes.

The soul attracts that which it secretly harbors; that which it loves, and also that which it fears. It reaches the height of its cherished aspirations. It falls to the level of its unchastened desires - and circumstances are the means by which the soul receives its own.

Every thought seed sown or allowed to fall into the mind, and to take root there, produces its own, blossoming sooner or later into act, and bearing its own fruitage of opportunity and circumstance. Good thoughts bear good fruit, bad thoughts bad fruit.

The outer world of circumstance shapes itself to the inner world of thought, and both pleasant and unpleasant external conditions are factors which make for the ultimate good of the individual. As the reaper of his own harvest, man learns both by suffering and bliss.

A man does not come to the almshouse or the jail by the tyranny of fate of circumstance, but by the pathway of groveling thoughts and base desires. Nor does a pure-minded man fall suddenly into crime by stress of any mere external force; the criminal thought had long been secretly fostered in the heart, and the hour of opportunity revealed its gathered power.

Circumstance does not make the man; it reveals him to himself. No such conditions can exist as descending into vice and its attendant sufferings apart from vicious inclinations, or ascending into virtue and its pure happiness without the continued cultivation of virtuous aspirations. And man, therefore, as the Lord and master of thought, is the maker of himself, the shaper and author of environment. Even at birth the soul comes to its own, and through every step of its earthly pilgrimage it attracts those combinations of conditions which reveal itself, which are the reflections of its own purity and impurity, its strength and weakness.

Men do not attract that which they want, but that which they are. Their whims, fancies, and ambitions are thwarted at every step, but their inmost thoughts and desires are fed with their own food, be it foul or clean. The "divinity that shapes our ends" is in ourselves; it is our very self. Man is manacled only by himself. Thought and action are the jailers of Fate - they imprison, being base. They are also the angels of Freedom - they liberate, being noble. Not what he wishes and prays for does a man get, but what he justly earns. His wishes and prayers are only gratified and answered when they harmonize with his thoughts and actions.

In the light of this truth, what, then, is the meaning of "fighting against circumstances"? It means that a man is continually revolting against an effect without, while all the time he is nourishing and preserving its cause in his heart. That cause may take the form of a conscious vice or an unconscious weakness; but whatever it is, it stubbornly retards the efforts of its possessor, and thus calls aloud for remedy.

Men are anxious to improve their circumstances, but are unwilling to improve themselves. They therefore remain bound. The man who does not shrink from self-crucifixion can never fail to accomplish the object upon which his heart is set. This is as true of earthly as of heavenly things. Even the man whose sole object is to acquire wealth must be prepared to make great personal sacrifices before he can accomplish his object; and how much more so he who would realize a strong and well-poised life?

Here is a man who is wretchedly poor. He is extremely anxious that his surroundings and home comforts should be improved. Yet all the time he shirks his work, and considers he is justified in trying to deceive his employer on the ground of the insufficiency of his wages. Such a man does not understand the simplest rudiments of those principles which are the basis of true prosperity. He is not only totally unfitted to rise out of his wretchedness, but is actually attracting to himself a still deeper wretchedness by dwelling in, and acting out, indolent, deceptive, and unmanly thoughts.

Here is a rich man who is the victim of a painful and persistent disease as the result of gluttony. He is willing to give large sums of money to get rid of it, but he will not sacrifice his gluttonous desires. He wants to gratify his taste for rich and unnatural foods and have his health as well. Such a man is totally unfit to have health, because he has not yet learned the first principles of a healthy life.

Here is an employer of labor who adopts crooked measures to avoid paying the regulation wage, and, in the hope of making larger profits, reduces the wages of his workpeople. Such a man is altogether unfitted for prosperity. And when he finds himself bankrupt, both as regards reputation and riches, he blames circumstances, not knowing that he is the sole author of his condition.

I have introduced these three cases merely as illustrative of the truth that man is the cause (though nearly always unconsciously) of his circumstances. That, while aiming at the good end, he is continually frustrating its accomplishment by encouraging thoughts and desires which cannot possibly harmonize with that end. Such cases could be multiplied and varied almost indefinitely, but this is not necessary. The reader can, if he so resolves, trace the action of the laws of thought in his own mind and life, and until this is done, mere external facts cannot serve as a ground of reasoning.

Circumstances, however, are so complicated, thought is so deeply rooted, and the conditions of happiness vary so vastly with individuals, that a man's entire soul condition (although it may be known to himself) cannot be judged by another from the external aspect of his life alone.
A man may be honest in certain directions, yet suffer privations. A man may be dishonest in certain directions, yet acquire wealth. But the conclusion usually formed that the one man fails because of his particular honesty, and that the other prospers because of his particular dishonesty, is the result of a superficial judgment, which assumes that the dishonest man is almost totally corrupt, and honest man almost entirely virtuous. In the light of a deeper knowledge and wider experience, such judgment is found to be erroneous. The dishonest man may have some admirable virtues which the other does not possess; and the honest man obnoxious vices which are absent in the other. The honest man reaps the good results of his honest thoughts and acts; he also brings upon himself the sufferings which his vices produce. The dishonest man likewise garners his own suffering and happiness.

It is pleasing to human vanity to believe that one suffers because of one's virtue. But not until a man has extirpated every sickly, bitter, and impure thought from his mind, and washed every sinful stain from his soul, can he be in a position to know and declare that his sufferings are the result of his good, and not of his bad qualities. And on the way to that supreme perfection, he will have found working in his mind and life, the Great Law which is absolutely just, and which cannot give good for evil, evil for good. Possessed of such knowledge, he will then know, looking back upon his past ignorance and blindness, that his life is, and always was, justly ordered, and that all his past experiences, good and bad, were the equitable outworking of his evolving, yet unevolved self.

Good thoughts and actions can never produce bad results. Bad thoughts and actions can never produce good results. This is but saying that nothing can come from corn but corn, nothing from nettles but nettles. Men understand this law in the natural world, and work with it. But few understand it in the mental and moral world (though its operation there is just as simple and undeviating), and they, therefore, do not cooperate with it.

Suffering is always the effect of wrong thought in some direction. It is an indication that the individual is out of harmony with himself, with the Law of his being. The sole and supreme use of suffering is to purify, to burn out all that is useless and impure. Suffering ceases for him who is pure. There could be not object in burning gold after the dross had been removed, and perfectly pure and enlightened being could not suffer.

The circumstances which a man encounters with suffering are the result of his own mental inharmony. The circumstances which a man encounters with blessedness, not material possessions, is the measure of right thought. Wretchedness, not lack of material possessions, is the measure of wrong thought. A man may be cursed and rich; he may be blessed and poor. blessedness and riches are only joined together when the riches are rightly and wisely used. And the poor man only descends into wretchedness when he regards his lot as a burden unjustly imposed.

Indigence and indulgence are the two extremes of wretchedness. They are both equally unnatural and the result of mental disorder. A man is not rightly conditioned until he is a happy, healthy, and prosperous being. And happiness, health, and prosperity are the result of a harmonious adjustment of the inner with the outer, of the man with his surroundings.
A man only begins to be a man when he ceases to whine and revile, and commences to search for the hidden justice which regulates his life. And as he adapts his mind to that regulating factor, he ceases to accuse others as the cause of his condition, and builds himself up in strong and noble thoughts. He ceases to kick against circumstances, but begins to use them as aids to his more rapid progress, and as a means of discovering the hidden powers and possibilities within himself.
Law, not confusion, is the dominating principle in the universe. Justice, not injustice, is the soul and substance of life. And righteousness, not corruption, is the molding and moving force in the spiritual government of the world. This being so, man has but to right himself to find that the universe is right; and during the process of putting himself right, he will find that as he alters his thoughts toward things and other people, things and other people will alter toward him.
The proof of this truth is in every person, and it therefore admits of easy investigation by systematic introspection and self-analysis. Let a man radically alter his thoughts, and he will be astonished at the rapid transformation it will effect in the material conditions of his life.
men imagine that thought can be kept secret, but it cannot. It rapidly crystallizes into habit, and habit solidifies into habits of drunkenness and sensuality, which solidify into circumstances of destitution and disease. Impure thoughts of every kind crystallize into enervating and confusing habits, which solidify into distracting and adverse circumstances. Thoughts of fear, doubt, and indecision crystallize into weak, unmanly, and irresolute habits, which solidify into circumstances of failure, indigence, and slavish dependence.

Lazy thoughts crystallize into habits of uncleanliness and dishonesty, which solidify into circumstances of foulness and beggary. Hateful and condemnatory thoughts crystallize into habits of accusation and violence, which solidify into circumstances of injury and persecution. Selfish thoughts of all kinds crystallize into habits of self-seeking, which solidify into circumstances more of less distressing.

On the other hand, beautiful thoughts of all crystallize into habits of grace and kindliness, which solidify into genial and sunny circumstances. Pure thoughts crystallize into habits of temperance and self-control, which solidify into circumstances of repose and peace. Thoughts of courage, self-reliance, and decision crystallize into manly habits, which solidify into circumstances of success, plenty, and freedom.

Energetic thoughts crystallize into habits of cleanliness and industry, which solidify into circumstances of pleasantness. Gentle and forgiving thoughts crystallize into habits of gentleness, which solidify into protective and preservative circumstances. Loving and unselfish thoughts crystallize into habits of self-forgetfulness for others, which solidify into circumstances of sure and abiding prosperity and true riches.

A particular train of thought persisted in, be it good or bad, cannot fail to produce its results on the character and circumstances. A man cannot directly choose his circumstances, but he can choose his thoughts, and so indirectly, yet surely, shape his circumstances.

Nature helps every man to the gratification of the thoughts which he most encourages, and opportunities are presented which will most speedily bring to the surface both the good and evil thoughts.

Let a man cease from his sinful thoughts, and all the world will soften toward him, and be ready to help him. Let him put away his weakly and sickly thoughts, and lo! opportunities will spring up on every hand to aid his strong resolves. Let him encourage good thoughts, and no hard fate shall bind him down to wretchedness and shame. The world is your kaleidoscope, and the varying combinations of colors which at every succeeding moment it presents to you are the exquisitely adjusted pictures of your evermoving thoughts.

You will be what you will to be;Let failure find its false contentIn that poor word, "environment,"But spirit scorns it, and is free.It masters time, it conquers space;It cows that boastful trickster, Chance,And bids the tyrant CircumstanceUncrown, and fill a servant's place.The human Will, that force unseen,The offspring of a deathless Soul,Can hew a way to any goal,Though walls of granite intervene.Be not impatient in delay,But wait as one who understands;When spirit rises and commands,The gods are ready to obey.

Chapter Three

Effect of Thought on Health and the Body

The body is the servant of the mind. It obeys the operations of the mind, whether they be deliberately chosen or automatically expressed. At the bidding of unlawful thoughts the body sinks rapidly into disease and decay; at the command of glad and beautiful thoughts it becomes clothed with youthfulness and beauty.

Disease and health, like circumstances, are rooted in thought. Sickly thoughts will express themselves through a sickly body. Thoughts of fear have been known to kill a man as speedily as a bullet, and they are continually killing thousands of people just as surely though less rapidly. The people who live in fear of disease are the people who get it. Anxiety quickly demoralizes the whole body, and lays it open to the entrance of disease; while impure thoughts, even if not physically indulged, will soon shatter the nervous system.

Strong, pure, and happy thoughts build up the body in vigor and grace. The body is a delicate and plastic instrument, which responds readily to the thoughts by which it is impressed, and habits of thought will produce their own effects, good or bad, upon it.

Men will continue to have impure and poisoned blood so long as they propagate unclean thoughts. Out of a clean heart comes a clean life and a clean body. Out of a defiled mind proceeds a defiled life and corrupt body. Thought is the fountain of action, life and manifestation; make the fountain pure, and all will be pure.

Change of diet will not help a man who will not change his thoughts. When a man makes his thoughts pure, he no longer desires impure food.

If you would perfect your body, guard your mind. If you would renew your body, beautify your mind. Thoughts of malice, envy, disappointment, despondency, rob the body of its health and grace. A sour face does not come by chance; it is made by sour thoughts. Wrinkles that mar are drawn by folly, passion, pride.

I know a woman of ninety-six who has the bright, innocent face of a girl. I know a man well under middle age whose face is drawn into inharmonious contours. The one is the result of a sweet and sunny disposition; the other is the outcome of passion and discontent.

As you cannot have a sweet and wholesome abode unless you admit the air and sunshine freely into your rooms, so a strong body and a bright, happy, or serene countenance can only result from the free admittance into the mind of thoughts of joy and good will and serenity.

On the faces of the aged there are wrinkles made by sympathy, others by strong and pure thought, others are carved by passion. Who cannot distinguish them? With those who have lived righteously, age is calm, peaceful, and softly mellowed, like the setting sun. I have recently seen a philosopher on his deathbed. He was not old except in years. He died as sweetly and peacefully as he had lived.

There is no physician like cheerful thought for dissipating the ills of the body; there is no comforter to compare with good will for dispersing the shadows of grief and sorrow. To live continually in thoughts of ill will, cynicism, suspicion, and envy, is to be confined in a self-made prison hole. But to think well of all, to be cheerful with all, to patiently learn to find the good in all - such unselfish thoughts are the very portals of heaven; and to dwell day to day in thoughts of peace toward every creature will bring abounding peace to their possessor.

Chapter Four

Thought and Purpose

Until thought is linked with purpose there is no intelligent accomplishment. With the majority the bark of thought is allowed to "drift" upon the ocean of life. Aimlessness is a vice, and such drifting must not continue for him who would steer clear of catastrophe and destruction.
They who have no central purpose in their life fall an easy prey to worries, fears, troubles, and self-pityings, all of which are indications of weakness, which lead, just as surely as deliberately planned sins (though by a different route), to failure, unhappiness, and loss, for weakness cannot persist in a power-evolving universe.

A man should conceive of a legitimate purpose in his heart, and set out to accomplish it. He should make this purpose the centralizing point of his thoughts. It may take the form of a spiritual ideal, or it may be a worldly object, according to his nature at the time being. But whichever it is, he should steadily focus his thought forces upon the object which he has set before him. He should make this purpose his supreme duty, and should devote himself to its attainment, not allowing his thoughts to wander away into ephemeral fancies, longings, and imaginings. This is the royal road to self-control and true concentration of thought. Even if he fails again and again to accomplish his purpose (as he necessarily must until weakness is overcome), the strength of character gained will be the measure of his true success, and this will form a new starting point for future power and triumph.

Those who are not prepared for the apprehension of a great purpose, should fix the thoughts upon the faultless performance of their duty, no matter how insignificant their task may appear. Only in this way can the thoughts be gathered and focused, and resolution and energy be developed, which being done, there is nothing which may not be accomplished.

The weakest soul, knowing its own weakness, and believing this truth - that strength can only be developed by effort and practice, will at once begin to exert itself, and adding effort to effort, patience to patience, and strength to strength, will never cease to develop, and will at last grow divinely strong.

As the physically weak man can make himself strong by careful and patient training, so the man of weak thoughts can make them strong by exercising himself in right thinking.
To put away aimlessness and weakness, and to begin to think with purpose, is to enter the ranks of those strong ones who only recognize failure as one of the pathways to attainment; who make all conditions serve them, and who think strongly, attempt fearlessly, and accomplish masterfully.

Having conceived of his purpose, a man should mentally mark out a straight pathway to its achievement, looking neither to the right nor to the left. Doubts and fears should be rigorously excluded; they are disintegrating elements which break up the straight line of effort, rendering it crooked, ineffectual, useless. Thoughts of doubt and fear never accomplish anything, and never can. They always lead to failure. Purpose, energy, power to do, and all strong thoughts cease when doubt and fear creep in.

The will to do springs from the knowledge that we can do. Doubt and fear are the great enemies of knowledge, and he who encourages them, who does not slay them, thwarts himself at every step.

He who has conquered doubt and fear has conquered failure. His every thought is allied with power, and all difficulties are bravely met and wisely overcome. His purposes are seasonably planted, and they bloom and bring forth fruit which does not fall prematurely to the ground.
Thought allied fearlessly to purpose becomes creative force. He who knows this is ready to become something higher and stronger than a mere bundle of wavering thoughts and fluctuating sensations. He who does this has become the conscious and intelligent wielder of his mental powers.

Chapter Five

The Thought-Factor in Achievement

All that a man achieves and all that he fails to achieve is the direct result of his own thoughts. In a justly ordered universe, where loss of equipoise would mean total destruction, individual responsibility must be absolute. A man's weakness and strength, purity and impurity, are his own, and not another man's. They are brought about by himself, and not by another; and they can only be altered by himself, never by another. His condition is also his own, and not another man's. His suffering and his happiness are evolved from within. As he thinks, so he is; as he continues to think, so he remains.

A strong man cannot help a weaker unless the weaker is willing to be helped, and even then the weak man must become strong of himself. He must, by his own efforts, develop the strength which he admires in another. None but himself can alter his condition.

It has been usual for men to think and to say, "Many men are slaves because one is an oppressor; let us hate the oppressor." Now, however, there is among an increasing few a tendency to reverse this judgment, and to say, "One man is an oppressor because many are slaves; let us despise the slaves." The truth is that oppressor and slave are cooperators in ignorance, and, while seeming to afflict each other, are in reality afflicting themselves. A perfect Knowledge perceives the action of law in the weakness of the oppressed and the misapplied power of the oppressor. A perfect Love, seeing the suffering which both states entail, condemns neither. A perfect Compassion embraces both oppressor and oppressed. He who has conquered weakness, and has put away all selfish thoughts, belongs neither to oppressor nor oppressed. He is free.

A man can only rise, conquer, and achieve by lifting up his thoughts. He can only remain weak, and abject, and miserable by refusing to lift up his thoughts. Before a man can achieve anything, even in worldly things, he must lift his thoughts above slavish animal indulgence. He may not, in order to succeed, give up all animality and selfishness, by any means; but a portion of it must, at least, be sacrificed. A man whose first thought is bestial indulgence could neither think clearly nor plan methodically. He could not find and develop his latent resources, and would fail in any undertaking. Not having commenced manfully to control his thoughts, he is not in a position to control affairs and to adopt serious responsibilities. He is not fit to act independently and stand alone, but he is limited only by the thoughts which he chooses.

There can be no progress, no achievement without sacrifice. A man's worldly success will be in the measure that he sacrifices his confused animal thoughts, and fixes his mind on the development of his plans, and the strengthening of his resolution and self reliance. And the higher he lifts his thoughts, the more manly, upright, and righteous he becomes, the greater will be his success, the more blessed an enduring will be his achievements.

The universe does not favor the greedy, the dishonest, the vicious, although on the mere surface it may sometimes appear to do so; it helps the honest, the magnanimous, the virtuous. All the great Teachers of the ages have declared this in varying forms, and to prove and know it a man has but to persist in making himself more and more virtuous by lifting up his thoughts.

Intellectual achievements are the result of thought consecrated to the search for knowledge, or for the beautiful and true in life and nature. Such achievements may be sometimes connected with vanity and ambition but they are not the outcome of those characteristics. They are the natural outgrowth of long an arduous effort, and of pure and unselfish thoughts.

Spiritual achievements are the consummation of holy aspirations. He who lives constantly in the conception of noble and lofty thoughts, who dwells upon all that is pure and unselfish, will, as surely as the sun reaches its zenith and the moon its full, become wise and noble in character, and rise into a position of influence and blessedness.

Achievement, of whatever kind, is the crown of effort, the diadem of thought. By the aid of self-control, resolution, purity, righteousness, and well-directed thought a man ascends. By the aid of animality, indolence, impurity, corruption, and confusion of thought a man descends.
A man may rise to high success in the world, and even to lofty altitudes in the spiritual realm, and again descend into weakness and wretchedness by allowing arrogant, selfish, and corrupt thoughts to take possession of him.

Victories attained by right thought can only be maintained by watchfulness. Many give way when success is assured, and rapidly fall back into failure. All achievements, whether in the business, intellectual, or spiritual world, are the result of definitely directed thought, are governed by the same law and are of the same method; the only difference lies in the object of attainment.

He who would accomplish little must sacrifice little. He who would achieve much must sacrifice much. He who would attain highly must sacrifice greatly.

Chapter Six

Visions and Ideals

The dreamers are the saviors of the world. As the visible world is sustained by the invisible, so men, through all their trials and sins and sordid vocations, are nourished by the beautiful visions of their solitary dreamers. Humanity cannot forget its dreamers. It cannot let their ideals fade and die. It lives in them. It knows them in the realities which it shall one day see and know.
Composer, sculptor, painter, poet, prophet, sage, these are the makers of the afterworld, the architects of heaven. The world is beautiful because they have lived; without them, laboring humanity would perish.

He who cherishes a beautiful vision, a lofty ideal in his heart, will one day realize it. Columbus cherished a vision of another world, and he discovered it. Copernicus fostered the vision of a multiplicity of worlds and a wider universe, and he revealed it. Buddha beheld the vision of a spiritual world of stainless beauty and perfect peace, and he entered into it.

Cherish your visions. Cherish your ideals. Cherish the music that stirs in your heart, the beauty that forms in your mind, the loveliness that drapes your purest thoughts, for out of them will grow all delightful conditions, all heavenly environment; of these, if you but remain true to them, your world will at last be built.

To desire is to obtain; to aspire is to achieve. Shall man's basest desires receive the fullest measure of gratification, and his purest aspirations starve for lack of sustenance? Such is not the Law. Such a condition of things can never obtain - "Ask and receive."

Dream lofty dreams, and as you dream, so shall you become. Your Vision is the promise of what you shall one day be. Your Ideal is the prophecy of what you shall at last unveil.

The greatest achievement was at first and for a time a dream. The oak sleeps in the acorn; the bird waits in the egg; and in the highest vision of the soul a waking angel stirs. Dreams are the seedlings of realities.

Your circumstances may be uncongenial, but they shall not long remain so if you but perceive an Ideal and strive to reach it. You cannot travel within and stand still without. Here is a youth hard pressed by poverty and labor; confined long hours in an unhealthy workshop; unschooled, and lacking all the arts of refinement. But he dreams of better things. He thinks of intelligence, of refinement, of grace and beauty. He conceives of, mentally builds up, an ideal condition of life. The vision of the wider liberty and a larger scope takes possession of him; unrest urges him to action, and he utilizes all his spare time and means, small though they are, to the development of his latent powers and resources.

Very soon so altered has his mind become that the workshop can no longer hold him. It has become so out of harmony with his mentality that it falls out of his life as a garment is cast aside, and with the growth of opportunities which fit the scope of his expanding powers, he passes out of it forever.

Years later we see this youth as a full-grown man. We find him a master of certain forces of the mind which he wields with world-wide influence and almost unequaled power. In his hands he holds the cords of gigantic responsibilities. He speaks, and lo! lives are changed. Men and women hang upon his words and remold their characters, and, sunlike, he becomes the fixed and luminous center around which innumerable destinies revolve. He has realized the Vision of his youth. He has become one with his Ideal.

And you, too, youthful reader, will realize the Vision (not the idle wish) of your heart, be it base or beautiful, or a mixture of both, for you will always gravitate toward that which you secretly most love. Into your hands will be placed the exact results of your own thoughts; you will receive that which you earn, no more, no less. Whatever your present environment may be, you will fall, remain, or rise with your thoughts, your Vision, your Ideal. You will become as small as your controlling desire; as great as your dominant aspiration.

In the beautiful words of Stanton Kirkham Dave, "You may be keeping accounts, and presently you shall walk out of the door that for so long has seemed to you the barrier of your ideals, and shall find yourself before an audience - the pen still behind your ear, the ink stains on your fingers - and then and there shall pour out the torrent of your inspiration. You may be driving sheep, and you shall wander to the city - bucolic and open mouthed; shall wander under the intrepid guidance of the spirit into the studio of the master, and after a time he shall say, 'I have nothing more to teach you.' And now you have become the master, who did so recently dream of great things while driving sheep. You shall lay down the saw and the plane to take upon yourself the regeneration of the world."

The thoughtless, the ignorant, and the indolent, seeing only the apparent effects of things and not the things themselves, talk of luck, of fortune, and chance. See a man grow rich, they say, "How lucky he is!" Observing another become intellectual, they exclaim, "How highly favored he is!" And noting the saintly character and wide influence of another, the remark, "How chance aids him at every turn!"

They do not see the trials and failures and struggles which these men have voluntarily encountered in order to gain their experience. They have no knowledge of the sacrifices they have made, of the undaunted efforts they have put forth, of the faith they have exercised, that they might overcome the apparently insurmountable, and realize the Vision of their heart. They do not know the darkness and the heartaches; they only see the light and joy, and call it "luck"; do not see the long and arduous journey, but only behold the pleasant goal, and call it "good fortune"; do not understand the process, but only perceive the result, and call it "chance."
In all human affairs there are efforts, and there are results, and the strength of the effort is the measure of the result. Chance is not. "Gifts," powers, material, intellectual, and spiritual possessions are the fruits of effort. They are thoughts completed, objects accomplished, visions realized.

The vision that you glorify in your mind, the Ideal that you enthrone in your heart - this you will build your life by, this you will become.

Chapter Seven

Serenity

Calmness of mind is one of the beautiful jewels of wisdom. It is the result of long and patient effort in self-control. Its presence is an indication of ripened experience, and of a more than ordinary knowledge of the laws and operations of thought.

A man becomes calm in the measure that he understands himself as a thought-evolved being, for such knowledge necessitates the understanding of others as the result of thought. As he develops a right understanding, and sees more and more clearly the internal relations of things by the action of cause and effect, he ceases to fuss and fume and worry and grieve, and remains poised, steadfast, serene.

The calm man, having learned how to govern himself, knows how to adapt himself to others; and they, in turn, reverence his spiritual strength, and feel that they can learn of him and rely upon him. The more tranquil a man becomes, the greater is his success, his influence, his power for good. Even the ordinary trader will find his business prosperity increase as he develops a greater self-control and equanimity, for people will always prefer to deal with a man whose demeanor is strongly equable.

The strong calm man is always loved and revered. He is like a shade-giving tree in a thirsty land, or a sheltering rock in a storm. Who does not love a tranquil heart, a sweet-tempered, balanced life? It does not matter whether it rains or shines, or what changes come to those possessing these blessings, for they are always sweet, serene, and calm. That exquisite poise of character which we call serenity is the last lesson culture; it is the flowering of life, the fruitage of the soul. It is precious as wisdom, more to be desired than gold - yea, than even fine gold. How insignificant mere money-seeking looks in comparison with a serene life - a life that dwells in the ocean of Truth, beneath the waves, beyond the reach of tempests, in the Eternal Calm!
"How many people we know who sour their lives, who ruin all that is sweet and beautiful by explosive tempers, who destroy their poise of character, and make bad blood! It is a question whether the great majority of people do not ruin their lives and mar their happiness by lack of self-control. How few people we meet in life who are well-balanced, who have that exquisite poise which is characteristic of the finished character!"

Yes, humanity surges with uncontrolled passion, is tumultuous with ungoverned grief, is blown about by anxiety and doubt. Only the wise man, only he whose thoughts are controlled and purified, makes the winds and the storms of the soul obey him.

Tempest-tossed souls, wherever ye may be, under whatsoever conditions ye may live, know this - in the ocean of life the isles of Blessedness are smiling, and sunny shore of your ideal awaits your coming. Keep your hand firmly upon the helm of thought. In the bark of your soul reclines the commanding Master; He does but sleep; wake Him. Self-control is strength; Right Thought is mastery; Calmness is power.

Say unto your heart, "Peace, be still!"

Be sure to read my other Blog’s – they are all dedicated to you the reader!

May the good Lord bless you and yours.

Charles E. and Cathy A. Milder

LEARN TO TRADE FUTURES-FREE

Things I have learned about trading the past thirty years:

You cannot trade without Kwikpop (www.kwikpop.com) or a very similar service. The charts are the eyes of the market. To trade without the charts is like getting in a car blindfolded and trying to drive across the country.

If you have an opinion on the direction of the market – DO NOT TRADE!!! Take your money and give it to someone who can use it. The market is always going to fool most of the people most of the time. If you think like the average small trader then you are done. Most traders lose their money to the big boys who take a profit out of the market everyday. Your charts are the eyes of the market. Just open your eyes and do as the market tells you to do. If you want to gamble play the horses. Very few people come out of the horse race track a winner, the same is true for the would be “market traders”. If you want to be one of the few then you MUST learn discipline.

Don’t be a sucker for the trading programs. These people feed on people like you who are looking for the magic grail of trading. There is no such thing. The most a trading program can offer is indicators that assist you in making a decision if you are going to buy or sell. Most want your money up front and if you win or lose it does not matter because they have your money.

I am not affiliated with www.kwikpop.com in any way but I do use their charts. They have free training program and you can watch their charts live and take the training free and never spend a dime. It seems to me if a company is willing to let you use their charts for free and train you for free you would be a fool not to try that before you gave your money to all the others who claim to have the magic grail of trading. Watch this free video at http://www.kwikpop.com/index-1.html

GREED is the biggest downfall of the small trader. We dream of making a big trade with a lot of contracts and being able to go to our love ones and tell them you just made life changing money. The chances are small that you will be in the trade you dream of. The only way to trade is to start out small as small as you can. One contract on the S & P Mini is all you need to learn to trade. Once you have twenty winning trades over your losing trades then you can go to two contracts.

There are three successful trades that I take everyday and they are winners more often than they lose.

Kwikpop’s 2-UP & 2-DOWN trades. You can find them free on the Kwikpop site on their training videos.
Kwikpop’s W and lazy W trade, along with Kwikpop’s M and lazy M trade. You can find them free on the Kwikpop site on their training videos. They are all the same trade just different directions.
On a standard five minuet chart at the opening of the market look for two green bars or two red bars in a row. Add 1.25 to the highest green bar or subtract 1.25 from the lowest red bar and put in a buy or sell order at that price in the same direction the market is going. This trade is very risky and losses a lot. When it works it seems t get you in for a big move.

Stop losses are the name of the game along with profit preset points. The people at Kwikpop will tell you your stop loss has to be two points or more. I agree but I say it has to be three points. Today’s market is fast and if you put a small stop loss in your orders you will be stopped out more often. I use a three point profit or loss for every trade. On the trades listed above you will have a lot more winners than losers, and you will lock up your profit. If you have one winning trade for three point’s everyday it will be all you need to be wealthy. As you develop your trading skills and your bank account you can simply trade more contracts.

Never move your preset stop loss. This one factor will break you because the more money you loss on a trade the harder it is to exit the trade and take your loss. Instead you will stay in the trade until your account is wiped out. If you lose on a trade take the loss, get a cup of coffee and calm down. Once you are calm look for the next setup and take the trade. My winning trades are more than eighty percent of my trades. Every once in a while they market will back up and run over you. Just let it happen and move onto the next trade.

Money management is the most important part of trading. You must not risk more than three percent of your account on any trade. With the S & P Mini each point is fifty dollars, therefore one contract with a three point loss is one-hundred and fifty dollars. Accordingly you need to have a bank roll of five thousand. You can start with less but your risk of losing your money goes up.

Work with your trading broker to get you commissions down. I pay $3.25 round trip with the exchange fees included in the $3.25. You will not get that price in the beginning but as you trade more contracts keep after your broker to get you commissions down.

Trading after hours is tough. The big boys earn their money through the night moving the market in any direction they want to take your money. If you are going to trade at night wait until 3:00 AM when the Europe boys are starting to trade.

On a gap opening; look for a reverse of the over night session after 9:45 AM ET. Just try to get three points on your trade, it worked for me one time twenty three times in a row. I wish I would have let it ride on all the trades.

The 2- UP / 2 DOWN trade will not get you in going down at the top or going up at the bottom. Once you understand the setup you can take a reverse trade at the high or low if the 3350V chart bar is below TSKP E BANDS, TSKP BOLLONGER BAND AND TSKPMEANSWINGLINE. The bar must print below or above all three indicators. The TSKPMEANSWINGLINE will not appear until the market has exhausted its move and is ready to go in the other direction.

My experience is that a one point jump off point for a profit does not work. Here is why, If you trade five contracts as some suggest and you set you profit at one point on three contracts then if you are successful on the trade you get one point X three contracts = $150.00. You have 2 runners that may make you some more money. Let's say you get your 3 points on those two contracts. You would earn an additional two points on two contracts for a total of $200.00 and a total of $350.00 for the trade. That is if the trade worked! If the trade does not work you lose on all five contracts at 2 point loss the loss would be $500.00. In my opinion you need to take the trade and go for a three point loss or gain. If you have a profit and it looks like the trade is not moving in your direction then you can jump out. I have found that my trades work more often than they miss. Therefore when I take a trade and set my stops it is better for me to walk away and let the market give me a decision. My problem in the past would be I would move my stops and either lose a great deal more or lose my 3 point profit. There should be a way to get an electrical shock if you are in a trade and move your stop.

You say, "When I was on the right side of a trade, the candles take me out!" I know the feeling especially when the trade was correct and the market takes off in your direction. It makes you sick, however, that is not the way to look at it. All we need is a system that works. Once we have a system that works, which we have, then we need money management. If you trade and you make three points everyday then you will have all the success you ever dreamed of. We want a $50,000 profit on a trade but they don't come very often. Here is a way to get one. If you are in a trade for a three point profit instead of getting out you can add to your contracts but you must move your stop to break even. I took the move yesterday at the open. On the five minuets chart two green bars. I set a buy at 1.25 higher than the high second bar. The market shot up and I added to my contracts. It shot up to ten points profit. I kept my stop at break even and just stayed with the trade. I was long at 786.25. I got out with a fifteen point profit and shut down for the day. In other words that dream trade can come but it has to start with a normal trade that you decide to stay in and set your stop to break even. It is a free trade and you might get lucky. The difference is you start with a smaller amount of money at risk and add to your position instead of betting big and losing big.

It is real hard to trade one contract because if you have ten successful trades you think, what in the hell am I doing? That is the wrong way to look at it. We can stick with the trades and take trades when they are smaller. We can obey our trading rules. We need to master them before we can be successful. It’s not the money it is the successful trades. All we need is a system that works, if we never develop the system and train ourselves then we will not be successful. The one contract trades is training and developing our system. It is the only way we can be successful in the long run. Another thing is you do not need more than $5,000 in order to be successful and all the money lost learning the system was well worth the loss if you learn the system and you are successful. After you have twenty more successful trades than losses then go to 2 contracts. It will only take a few months and you will be earning over a thousand dollars a day and you just keep moving up SLOWLY the amount of contracts. I trade twenty contracts Yesterday I raised the trade to forty contracts after a three point gain. I made more yesterday that most people earn in a year.

Relax and train your mind to take it slowly. I am old and I have learned that when I built slowly I kept what I built. When I went to fast it all fell apart. I have a great book for you to read. It has been my guide to life for the past forty years and it is on line free. It is by James Allen, The book is at:

http://www.conures.net/allen/allen01.html

READ EVERYDAY BEFORE YOU TRADE


Never trade over night unless it is at 3 AM. They move the market in any direction they want and the volume is very low.
Never be in a trade against the trend. If you take a trade against the trend then the 3350V chart must have the price bars below the TSKP E BAND and for a stronger win percentage below the TSKPMEANSWINGLINE
Always have a 15000V, 7500V, 3350V and 5 minuet charts.
Set your trading stops and NEVER move those after you enter the trade to the loss side. It is alright to adjust the trade stops in the profit side. People are all the same and until they learn this they can never be successful trading. You have to have a loss parameter on a trade and once you are losing the tendency is to move your stop to not take the loss and if you do it you will wipe out your account. Just take the loss and look for a better trade.
In learning trading you rather lose $5,000.00 or $50,000.00? Personally a one point trade does not get me excited. However in proving the trading system works it is all you need. Forget that you are looking to earn a living trading. Learn the system first and prove that you have at least twenty successful trades, then increase to two contracts and prove you can do an additional twenty wins before you move to three contracts.
Relax while you trade, the only thing that matters is how much you earned at the end of the day.
Look for the high or low of the day after 9:45 AM ET and before 11:00 AM ET.
Look for a market reversal around 3:00 PM ET.